Protecting your business finances against risk is a vital part of any profession and you will need an insurance policy that is specific to your own industry or professional to make sure you are fully covered.
Different professions pose very different risks. A construction worker wouldn’t lay the foundations for a building without flood analysis and an antiques dealer wouldn’t ship a valuable item around the world without insurance against damage or loss.
We understand the intricacies of each industry, so we can provide you with a bespoke policy to meet your own individual needs.
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If you are a tradesman or you work in construction, you and your employees could be climbing ladders and walking on wet surfaces on a daily basis. Even if you make sure all the correct health and safety measures are in place, accidents and costly claims can happen, so make sure you are properly covered.
There are a large number of pet care businesses providing a service for a nation of pet lovers – from dog groomers and walkers to breeders and pet shops. As a result, there is a wide range of pet business insurance available to cater for the specific requirements of your job in the industry.
This specific profession is often a minefield for litigation and the responsibilities in your job demand that you must be able to produce inventory clerk’s insurance on request. Make sure you are sufficiently covered with a bespoke policy.
You provide risk assessment as part of your consultancy process for your clients, but you shouldn’t forget about the risks to your own business. Whether you work in health and safety, environmental management or fire safety management, specialist insurance cover will give you ultimate peace of mind.
The fitness business is booming – from home-based complementary therapists to counsellors, massage therapists and gym instructors. Health, fitness and wellbeing insurance covers those risks which are specific to your industry.
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As an engineer you solve problems with your innovations – don’t let the threat of risk hold back your creativity. Specialist engineering insurance uses specific industry expertise to make sure that you you are covered.
Specialist cleaning industry insurance is vital as it will cover all those risks which are unique to your line of work, whether that is damage to property that you are working in, using chemicals or keeping your clients’ door keys secure.
Operating in the beauty industry means you will be trying new treatments, new products and new equipment for the latest styles and looks and that always comes with risk. Make sure you are sufficiently covered against any potential risk or claim with the right beauty insurance cover.
Design and build projects involve huge sums of money so the amount you may have to pay out can be considerable if you face a claim. An architects and surveyors insurance package allows you to do your job without worry.
From small independent shops to large outlets and from stock damage to supply chain problems, it is vital that you are covered by sufficient retailer insurance to maintain your sales continuity if something goes wrong.
Insurance covers you against risk and with rapidly developing technology, these risks can shift and expand quickly in the technology industry. Specialist technology insurance will protect your business against an array of events that could have a severe financial impact.
If you work in the transport and freight industry you need to keep moving forward, whatever obstacles may get in your way. All your specialist vehicles can be covered by policies tailored to each vehicle and mode of transport used in your business.
Wholesalers and manufacturers share common risks within their business, so it makes sense that you are protected with similar policies, whether you are a large manufacturer with multiple factories or a small sole trader making your own products.
The continual advances in technology mean that advertising and media agencies face ever-changing new risks. Make sure you are adequately protected by specialist media insurance which evolves to meet new developments within your industry.
Whether you deal with commercial properties or residential properties, you will be working with a wide array of clients as well as dealing with the general public. You need to know that you are sufficiently insured to protect your business and your reputation.
As a recruitment consultant you are privy to confidential information and also complete personal background checks on a daily basis, so it is essential to protect yourself against potential claims around data breaches.
You analyse the risks your clients are dealing with and you put controls in place to reduce those risks, so it makes sense for you to protect your own business in the same way with specialist insurance for management consultants.