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Many policyholders often struggle to understand what an insurance excess is and why they are obliged to have an excess on their insurance policy. What […]
Employers registered with HM Revenue and Customs will receive a range of details and reference numbers. The Employer Reference Number (ERN) – which is also […]
Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget. Since its introduction, IPT has become […]
What is buildings insurance? If your home is damaged by: Vandalism Subsidence Falling trees Explosions Flooding Fire A storm Buildings insurance will cover the cost […]
If a private tenant has an assured tenancy, they have long-term tenancy rights. The law gives a tenant with an assured tenancy a certain amount […]
What is unlimited liability? When joint owners of a business are mutually responsible for the company’s debt and liabilities and the liability isn’t capped, this […]
Do I need to register for VAT? All businesses need to be aware of the VAT threshold, which is currently set at £85,000 in the […]
What are company benefits? Company benefits supplement an employee’s salary with non-wage compensation, such as medical insurance or dental insurance. Quirky perks such as office […]