A substantial percentage of your company’s budget will be put aside for insurance to avoid greater costs in the future. It is therefore key to understand the difference between policy covers and to figure out exactly what your company needs as a safety net.
Each individual business will have needs that vary, so it is important to think about what makes your business unique. Think of specific business insurance covers as a selection, tailoring the insurance cover to suit your business exactly and giving you piece of mind that you have adequate protection behind you.
Complement your standard health insurance policy with Medex Protect, a medical excess and shortfall protection plan which generates savings on your healthcare premiums.
Spread the cost of your healthcare with a healthcare cash plan which helps you pay for the cost of routine healthcare treatment and appointments up to a maximum specified limit.
Motor fleet insurance means you bulk buy your insurance from just one provider, allowing you to take advantage of a discount when buying a large amount at a lower price.
An all-inclusive business cover in a single policy, bringing together a range of covers all-in-one. This insurance cover gives all round financial security for your complete peace of mind.
Your office is your home from home – many people spend more time in their office than they do in their house, so it is essential to protect your environment with insurance against theft or damage.
Being a director or an officer of a company holds responsibilities and exposes you to personal liability for the actions of staff. This could result in a large fine or even a prison term unless you protect yourself with directors and officers insurance.
The bad news is that data breaches in online systems are now as much of a certainty as death and taxes. The good news is that cyber liability insurance in the UK provides you with a safety net.
If your business is accused of providing inadequate services, advice or designs to a client, PI insurance provides cover for the legal costs of defending the claim, plus any compensation.
This policy covers against specific risks associated with a commercial property such as a shop, office or restaurant, plus the risks attached to tenants renting the property.
Company health insurance is offered as an employment benefit, giving your employees access to private medical facilities so they can avoid NHS waiting times for a faster diagnosis.
Death in service cover is a type of life insurance which pays out a tax free lump sum to beneficiaries if an employee dies whilst in employment.