Knowledge Hub

Many policyholders often struggle to understand what an insurance excess is and why they are obliged to have an excess on their insurance policy. What […]

Employers registered with HM Revenue and Customs will receive a range of details and reference numbers. The Employer Reference Number (ERN) – which is also […]

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget. Since its introduction, IPT has become […]

What is buildings insurance? If your home is damaged by: Vandalism Subsidence Falling trees Explosions Flooding Fire A storm Buildings insurance will cover the cost […]

If a private tenant has an assured tenancy, they have long-term tenancy rights. The law gives a tenant with an assured tenancy a certain amount […]

What is unlimited liability? The definition of ‘unlimited liability’ is “the full legal responsibility that business owners and partners assume for all business debts”.  This […]

Do I need to register for VAT? All businesses need to be aware of the VAT threshold, which is currently set at £85,000 in the […]

What are company benefits? Company benefits supplement an employee’s salary with non-wage compensation, such as medical insurance or business dental insurance. Quirky perks such as […]

 Insurance-Post-Article.pdf With the inherent risks involved in the media and technology industries, professional indemnity insurance is a must. Covering your business if you are sued […]